Product Engineering and Experience Modernization
OIP Insurtech bridges product design, engineering, and modernization under one roof with deep insurance expertise baked into every sprint.
What we deliver
User-centric product design
Turn business logic into interfaces your users love. From wireframes to clickable prototypes, we design for brokers, agents, underwriters, and the people they serve.
Scalable platform engineering
We build robust core systems – policy and underwriting – that are API-ready, cloud-friendly, and designed for growth. Whether greenfield builds or extending existing platforms, we adapt to your tech stack and timelines.
Legacy re-engineering
You don’t need to rip and replace. We help re-architect legacy platforms with modern codebases, clean interfaces, and modular structure, all while preserving mission-critical workflows.
What we build
What we deliver
- Product Design and UX Engineering
- Insurance Platform Engineering and Digital Distribution
- Legacy Product Re-Engineering
Clunky portals. Confusing workflows. Low adoption by agents and policyholders. You've seen it before, and so have we.
We deliver user-centric design and UX engineering for insurance portals, mobile apps, and digital tools, ensuring intuitive, engaging, and efficient user experiences.
We don’t just “make it pretty.” We ask: What does the user need to do here, and why?
By mapping the decision points, regulatory needs, and system logic, we design experiences that reduce friction and increase clarity. We work best with MGAs, carriers, and insurance platforms that want to simplify complexity—without losing precision.
Let’s design something your users will actually want to use.
Design & build modern insurance platforms
Legacy insurance systems hinder product launches, limit scalability, and make it challenging to compete.OIP Insurtech designs and builds modern policy administration, claims, and digital distribution platforms that streamline operations and scale effortlessly.
Let’s engineer the next generation of your insurance platform.
Modernize legacy systems without full rebuilds
Your system works…until it doesn’t. OIP Insurtech helps insurers modernize legacy software without a complete overhaul, re-architecting platforms for agility, scalability, and long-term innovation.
Start modernizing without the mayhem
Proof in Practice
Product Design and UX Engineering
A regional retail agency accelerated new business growth by adopting a streamlined quoting solution tailored for program-specific submissions. Agents now enter minimal information through a simple interface and instantly receive multiple quote options, all without back-and-forth emails or delays.
“It’s fast, simple, and it works. Our producers love how easily they can get quotes and trust that the more complex stuff gets handled by underwriting.” – Principal Agent, Regional Retail Agency
Insurance Platform Engineering and Digital Distribution
A fast-growing MGA streamlined its entire policy lifecycle by adopting a modern Quote-Bind-Issue platform that unified quoting, binding, issuing, and automated email intake, all in one system. By replacing three legacy tools previously used across underwriting, operations, and servicing, the team achieved 4x faster turnaround on new business, cut system-switching by 90%, and reduced policy issuance time from days to hours.
“Having one platform that auto-indexes emails, tracks the full submission lifecycle, and adapts dynamically to each program or LOB has been a game changer.” – VP of Operations, Specialty MGA
Legacy Product Re-Engineering
A leading regional insurance brokerage relied heavily on a legacy agency management system (AMS) that lacked built-in capabilities to interact with carrier portals. Each quote request involved navigating to separate carrier platforms, re-keying submission data, and manually retrieving quotes, often taking hours per submission and increasing the risk of errors.
“Our producers no longer have to jump between systems. With just a few clicks, they can get quotes from multiple carriers directly from the AMS they’re comfortable with.” – VP of Operations, Specialty MGA
Outcomes we drive
Better user adoption and satisfaction
Reduced technical debt and maintenance
Faster
quote-to-bind workflows
Shorter release cycles and time-to-market
Future-ready architecture for AI and cloud
Ready to modernize without disruption?
We’ve built and modernized platforms for carriers, MGAs, wholesalers, and InsurTechs. That means our teams don’t just write code, but understand exposure changes, endorsement logic, and bordereaux data structures. Fewer assumptions, faster results.
